Compare Medicare Supplement Plans in Florida

Medicare Supplement Insurance (also called Medigap) helps senior and disabled Florida residents pay for certain Medicare co-payments, deductibles, and other costs. Insurance companies can offer state residents one of the 10 standardized Medigap plan options: Plans A, B, C, D, F, G, K, L, M, and N.

Important: If you become eligible on or after January 1, 2020, Plan F and Plan C will not be available to you.

What are the most popular Medicare Supplement plans in Florida?

The chart below shows the most popular Medicare Supplement plans in Florida.¹

Medicare Supplement Insurance pricing methods

Medigap pricing methods are important because they dictate how your premiums may increase in future years. There are 3 different pricing methods:

• Attained-age rated: The premium increases as you age.
• Issue-age rated: The premium is based on your age when you buy and it may increase due to inflation and other factors, but not due to your age.
• Community rated: The same premium is charged to all Medigap policyholders.

Under-65 enrollment rules

Although Medicare Supplement insurance is primarily for senior citizens, it also covers disabled people and those with end-stage renal disease (ESRD) who are eligible for Medicare.

Florida Medigap insurance companies must offer at least one plan to under-65 Medicare beneficiaries who are disabled or have ESRD. Medigap insurers in Florida are allowed to charge under-65 policyholders different premiums from their senior policyholders. However, insurers must charge the same premium to all non-seniors.